Find a Cheaper ETF

Pick your fund and see which others own the same thing and what they cost.

Pick your ETF or fund and see which others own the same thing and what they cost per year.

Are you paying too much for the same thing?

Many ETFs track the same index and own almost the same companies, but the price can differ by several tenths of a percentage point per year. Over 20 or 30 years, that adds up to a lot of money.

Pick your fund, and the calculator finds the funds that own the same thing and shows what they cost. You can sort by how similar they are or by price, and go straight to the fee calculator with both figures filled in.

How to read the list

The overlap shows how much of the money sits in the same securities. Above 90% is, in practice, the same exposure. Below the fee, you see the difference from your fund in percentage points, in green when the other fund is cheaper. Hover over the difference to see what it adds up to over 30 years.

Under "More filters" you can set a range for overlap and ongoing charges, for example only funds with at least 90% overlap.

From each row you can open the overlap calculator with the two funds side by side, or the fee calculator, which shows what the difference adds up to over many years.

About the numbers

The holdings are the funds' most recently published portfolios. For some funds we only know the largest holdings, and that is shown next to each fund. The calculator does not give investment advice.

Frequently asked questions

How do you find similar funds?

A fund makes the list if it overlaps with yours by at least 30% or is in the same category. The overlap is the sum of the smaller weight for each company both funds own. Two funds that track the same index usually land above 95%.

Why does it say "at least" next to the overlap?

For some funds we only know the 25 largest holdings. The overlap can then only be calculated on those 25, and the real figure is higher. That is why we also show funds in the same category, even when the overlap looks low.

Are the ongoing charges the whole cost?

Not quite. The fund's own transaction costs come on top, but for an index ETF the ongoing charges are by far the biggest part, and that is what we sort by. The spread between the buy and sell price is an extra cost every time you trade, and it is shown separately.

Why are currency-hedged funds hidden?

A currency-hedged share class tracks the same index but removes the swings in exchange rates, and it usually costs more. It is a different product, so we hide them by default. Turn off the filter if you want to see them.

Should I switch to the cheapest one?

Not necessarily. Switching costs brokerage fees and spread, and depending on where you live and what kind of account you hold the fund in, selling at a gain can trigger tax. Work out the difference in the fee calculator before you trade. The calculator does not give investment advice.