Cookie and Privacy Policy
Data controller
We are the data controllers for the personal data we process about our customers and business partners. You can find our contact details below.
Moneypenny And More ApS
Christian Winthers Vej 6, 9000 Aalborg, Denmark
CVR no.: 40421408
Fredsøe Consult ApS
Granbakken 6, 8520 Lystrup, Denmark
CVR no.: 44464055
Our company is not required to have an external data protection officer (DPO), but if you have questions about how we process your personal data, you can contact us at [email protected].
How we process personal data
As data controllers under the GDPR, we carry out the following processing activities.
Visiting the website
When you visit FinanceCalculator.eu, we use cookies. Necessary cookies make sure the website works. With your consent, we also use cookies for statistics (Google Analytics) and for ads and affiliate marketing (Google AdSense and our advertising partners).
Consent is collected and managed through Google's certified consent solution, which follows the IAB Transparency & Consent Framework. You can change your choices or withdraw your consent at any time using the "Cookie settings" link at the bottom of the page.
Communication with potential customers
If you have questions about our site, or want to know more about our services, you can contact us via:
When you do, we process your personal data so that we can have a dialogue with you, for example to answer questions about our services. We only process the information you give us as part of our communication.
We typically process the following ordinary information: name, email address, phone number.
Our legal basis for processing this personal data is Article 6(1)(f) of the General Data Protection Regulation (GDPR).
We delete our communication with you once it is clear whether or not you want our services.
If, in a particular case, there is a need to keep your personal data for longer, we may do so.
Customers
We need to be able to communicate with our customers to make sure our service is delivered correctly. For this, we may process information such as name, address, services, special agreements, payment information and similar.
The legal basis for processing this personal data is Article 6(1)(b) of the General Data Protection Regulation (GDPR).
Once the service has been delivered and any outstanding matters have been settled, we delete the personal data immediately afterwards.
Data processors
Few businesses can do everything on their own, and neither can we. We therefore work with partners and use suppliers, some of whom may be data processors.
External suppliers may, for example, provide systems to organize our work, services, advice, IT hosting or marketing.
We use the following data processors:
• Google Analytics - for analyzing website traffic and user behavior
It is our responsibility to make sure your personal data is handled properly. That is why we set high standards for our partners, and our partners must guarantee that your personal data is protected.
We therefore enter into agreements to that effect with the companies (data processors) that handle personal data on our behalf, to increase the security of your personal data.
Disclosure of personal data
We do not sell your personal data.
When you consent to ads, data from your device (cookies, unique identifiers and similar device data) may be shared with Google and our advertising partners for the purpose of showing and measuring ads. You can see the list of partners and change your choices using the "Cookie settings" link at the bottom of the page.
If you click an affiliate banner, the affiliate network in question records that the click came from our site, so that any referral can be counted.
Apart from this, we do not disclose your personal data to third parties.
Your rights as a data subject
Under the General Data Protection Regulation, you have a number of rights regarding our processing of information about you.
If you want to exercise your rights, please contact us so that we can help you.
Right of access
You have the right to access the information we process about you, as well as a range of additional information.
Right to rectification
You have the right to have inaccurate information about you corrected.
Right to erasure
In particular cases, you have the right to have information about you erased before the time of our normal, general deletion.
Right to restriction of processing
In certain cases, you have the right to have the processing of your personal data restricted. If you have the right to have processing restricted, we may from then on only process the data, apart from storing it, with your consent, or for the establishment, exercise or defense of legal claims, or to protect a person or important public interests.
Right to object
In certain cases, you have the right to object to our otherwise lawful processing of your personal data. You can also object to the processing of your data for direct marketing.
Right to data portability
In certain cases, you have the right to receive your personal data in a structured, commonly used and machine-readable format, and to have this personal data transferred from one data controller to another without hindrance.
You can read more about your rights on the website of the Danish Data Protection Agency (Datatilsynet), www.datatilsynet.dk, or on the website of the data protection authority in the country where you live.
Withdrawal of consent
When our processing of your personal data is based on your consent, you have the right to withdraw your consent. You can change or withdraw your consent to cookies and ads at any time using the Cookie settings link at the bottom of the page.
Complaints to a data protection authority
You have the right to lodge a complaint with the Danish Data Protection Agency (Datatilsynet) if you are unhappy with the way we process your personal data. You can find its contact details at www.datatilsynet.dk. You can also complain to the data protection authority in the country where you live.
In general, we encourage you to read more about the GDPR so that you are up to date on the rules.