Compare Your Funds

Published 30 October 2026

Compare your funds | Free calculator

Compare your funds | Free calculator → Even small differences in fees can have a huge effect. Do yourself a favor: pay attention and take control of your returns. Start comparing funds today!

How to save over €170,000: why your fund's fees mean EVERYTHING

When it comes to investing, the return is not the only thing that counts. Fees play a huge role. Small differences in annual fees can end up costing you a six-figure sum over time. Let's look at a concrete example and show why you should keep an eye on your fund's total annual cost: all of the fund's ongoing costs per year, as a percentage of your holding. You'll find it in the fund's factsheet, often listed as the ongoing charges, TER or expense ratio.

Two funds, two very different results

Imagine you invest €100,000 and let the money grow for 30 years at an average annual growth rate of 7%, but in two different funds:

Fund A: annual fees of 0.5%

After 30 years: €654,946

Fund B: annual fees of 1.5%

After 30 years: €483,727

The difference? A full €171,219, money that could have been yours if you had picked the fund with lower fees. You can play with the numbers yourself in our free calculator.

Why do fees make such a big difference?

The annual fees are taken out of your return every year, and over time the difference grows because of compound interest. That means a small difference in percent can quickly turn into a big difference in money.

How to choose the right fund

Look at the annual fees: compare the annual fees of different funds before you invest.

Think about your time horizon: the longer your money stays invested, the bigger the effect of low fees.

Use our tool: on our website you'll find a calculator that shows how fees affect your return over time.

Don't let high fees eat your returns

Want to keep as much of your money as possible? Do your homework and choose a fund with low fees. If you're paying for a fund, it had better do a good job!

Use our free fund comparison tool and find the best option for you!

→ Even small differences in fees can have a huge effect. Do yourself a favor: pay attention and take control of your returns. Start comparing funds today!

Compare your funds here! 👇

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